PERSONAL FINANCE • PRIVATE WORKSPACE • MULTI-CURRENCY

Know Your Money.
Plan with Confidence.Control Your Spending.Build Your Savings.Reach Your Goals.

Earning income alone does not create financial control. Annual Budget Pro helps you see where your money goes, which categories exceed your budget, how much you save, and how your debt changes—all in one clear financial picture.

🔐 Isolated user financial data🛡️ 2FA Login Protection✉️ Trial: Email Verification📱 Full: SMS Verification Eligible
Monthly BudgetAnnual PlanSavingsFinancial GoalsDebt TrackerNet WorthAnalyticsPremium PDFMulti-CurrencyMonthly BudgetAnnual PlanSavingsFinancial GoalsDebt TrackerNet WorthAnalyticsPremium PDFMulti-Currency

What Can Happen Without an Annual Budget?

Small, unplanned expenses can create a significant financial gap by the end of the year. Budgeting is not only about spending less—it is about making every money decision visible and intentional.

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It Becomes Hard to See Where Your Money Goes

Without daily expense records and category analysis, it can be difficult to understand where your money went at the end of the month—even when your income seems sufficient.

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Overspending May Be Detected Too Late

Without comparing Planned vs Actual spending, you may not notice in time which categories have exceeded their budgets.

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Financial Goals Can Fall Behind

An emergency fund, car, education, or other financial goal may remain only a future plan without clear targets and regular contributions.

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Debt Pressure Can Increase

If debt balances, payments, and payoff progress are not tracked regularly, your repayment plan can become unclear and harder to manage.

Your Financial Control Center in One Place

From today’s transactions to your annual plan, each module works together so you can understand not only the numbers, but your overall financial direction.

Transactions

Record income and expenses by category.

Monthly Budget

Compare planned amounts with actual spending.

Annual Plan

See the bigger 12-month financial picture.

Savings & Goals

Track savings contributions and goal progress.

Debt Tracker

Monitor balances, payments, and payoff progress.

Net Worth

Understand your wealth position from assets and liabilities.

Analytics & Reports

Review trends, category performance, and premium PDF reports.

Multi-Currency

Choose one account currency with no currency conversion.

Privacy by Account Design

Each user has a separate financial workspace. Account management and access to personal financial records are intentionally treated as different things.

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User-to-User Isolation

One user cannot view another user’s Transactions, Budget, Savings, Goals, Debt, or Net Worth through the financial management screens.

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Reseller Separation

A reseller can manage user accounts, but the user’s personal financial workspace is not exposed for reseller browsing.

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Admin Management ≠ Financial Browsing

The Admin manages accounts, subscriptions, trials, and system settings. The application UI does not provide an Admin feature for browsing a user’s private financial records.

Security that follows your access level

2FA/OTP support is available for login protection. Trial accounts can use Email OTP, while Full Version accounts can use Email OTP, SMS OTP, both, or neither, depending on the security settings configured by the Admin.

Important: 2FA adds an extra layer of account protection, but no online system should be treated as an absolute security guarantee. A strong password and secure access to your email and phone are also important.

✉️ Trial Version
Email OTP when enabled by Admin
📱 Full Version
Email and/or SMS OTP controlled by Admin
⏱️ OTP expiry + resend cooldown
🚫 Maximum verification attempts
🔐 Password hashing + session controls

How it works

1

Create Account

Choose one currency for your account.

2

90-Day Trial

Start your trial with Email OTP when enabled by Admin.

3

Plan & Track

Use budgets, transactions, savings, goals, debt tracking, and reports.

4

Request Full Version

Send a Full Version request to the Admin for your preferred duration.

Make Your Financial Direction Clear Today

The trial period is controlled by the Admin. When the trial ends, your financial data is not deleted, and you can submit a request for Full Version access.

Create Free Trial AccountAlready a member? Sign In
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